Disclaimer

Last updated: September 06, 2026

The information provided on SMJAK Multi-Service Portal is published for general informational and educational purposes.

While we make reasonable efforts to provide useful, accurate, and up-to-date information, we do not guarantee that all information available on the website is always complete, accurate, current, or suitable for every situation.

1. General Information

The content published on this website should not be considered professional, legal, financial, medical, technical, or other specialized advice unless explicitly stated otherwise.

Visitors should use their own judgment and, where appropriate, consult a qualified professional or the relevant official source before making important decisions.

2. Accuracy of Information

We make reasonable efforts to maintain the quality and relevance of our content. However, information may change over time because of changes in technology, services, software, regulations, prices, policies, or other circumstances.

We do not guarantee that every piece of information will remain accurate or current at all times.

3. External Links

Our website may contain links to external websites, platforms, products, services, or resources operated by third parties.

These links may be provided for convenience or additional information. We do not control third-party websites and are not responsible for their content, availability, security, privacy practices, or terms.

Visitors should review the policies and terms of any external website before using its services.

4. Third-Party Services

Certain features or services on the website may be provided by third-party companies, including analytics, advertising, hosting, payment, communication, or other service providers.

Third-party services operate according to their own terms, policies, and practices. SMJAK is not responsible for the independent practices of those third parties.

5. Advertising

Where advertisements are displayed on the website, advertisements may be provided by third-party advertising networks.

The appearance of an advertisement does not necessarily constitute an endorsement or recommendation by SMJAK.

6. Affiliate Links

If affiliate links are used on the website, we may receive a commission when a visitor makes a qualifying purchase or completes an eligible action through such a link.

Any applicable affiliate relationship will be disclosed where required.

7. User Responsibility

Visitors are responsible for how they use information obtained from this website.

Before relying on information that may affect financial, legal, technical, business, or other important decisions, users should independently verify the information with an appropriate official or professional source.

8. Limitation of Liability

To the extent permitted by applicable law, SMJAK and its owners, contributors, or associated parties shall not be responsible for losses, damages, or consequences arising from reliance on information published on this website or from the use or inability to use the website.

This includes, where applicable, direct, indirect, incidental, consequential, or other losses resulting from the use of website content or third-party resources.

9. Changes to Website Content

We may add, remove, modify, or update website content, services, features, or links at any time without prior notice.

We do not guarantee that every page, feature, or service will always be available.

10. Copyright and Intellectual Property

Unless otherwise stated, website content such as original text, graphics, branding, and other materials may be protected by applicable intellectual property laws.

Content should not be reproduced, copied, republished, or distributed without appropriate permission unless permitted by applicable law.

11. Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes to our website, services, legal requirements, or business practices.

The updated version will be published on this page with a revised "Last updated" date.

12. Contact Us

If you have any questions regarding this Disclaimer, please contact us.

Email: contact@smjak.com

You can also visit our Contact Us page.