Effective date: September 06, 2026
Welcome to SMJAK Multi-Service Portal. These Terms & Conditions govern your access to and use of our website, content, features, and services.
By accessing or using this website, you acknowledge that you have read and understood these Terms & Conditions and agree to comply with them. If you do not agree with these terms, please discontinue use of the website.
You may use SMJAK for lawful purposes and in accordance with these Terms & Conditions.
You agree not to use the website in a manner that could damage, disable, overburden, interfere with, or impair the website or its availability to other users.
When using our website, you are responsible for your actions and for complying with applicable laws and regulations.
You must not use the website to distribute malicious software, attempt unauthorized access, interfere with website security, or engage in activities that may harm the website, its users, or third parties.
SMJAK may publish articles, tutorials, guides, informational resources, graphics, and other digital content.
We make reasonable efforts to provide useful and accurate information. However, information may become outdated or may not apply to every individual situation.
You should independently verify important information with an appropriate official or professional source where necessary.
Unless otherwise stated, original content created for SMJAK, including text, graphics, branding, design elements, and other materials, may be protected by applicable intellectual property laws.
You may not reproduce, republish, redistribute, modify, sell, or commercially exploit protected website content without appropriate permission, except where permitted by applicable law.
Third-party names, trademarks, logos, images, and other intellectual property remain the property of their respective owners.
SMJAK may contain links to third-party websites, applications, products, services, or resources.
These links may be provided for convenience or additional information. We do not control third-party websites and are not responsible for their content, availability, security, privacy practices, or terms.
Your use of third-party websites and services is subject to the terms and policies of those third parties.
Where SMJAK offers digital services, products, resources, or other paid or free offerings, additional terms, descriptions, pricing, eligibility requirements, refund conditions, or service-specific rules may apply.
Any applicable service-specific terms will be presented separately where necessary and may form part of the agreement between you and SMJAK.
If payment functionality is available on the website, transactions may be processed through applicable payment providers or third-party platforms.
Users should review the applicable transaction details, pricing, service conditions, and refund information before completing a purchase.
Your use of the website may also be subject to our Privacy Policy , which explains how information may be handled.
Our website may use cookies and similar technologies for functionality, preferences, analytics, security, and advertising where applicable.
For more information, please read our Cookie Policy .
Where advertisements are displayed, they may be provided by third-party advertising networks.
The presence of an advertisement on the website does not necessarily mean that SMJAK endorses or guarantees the advertised product, service, or company.
We aim to keep the website available and functional, but we do not guarantee uninterrupted access at all times.
Website availability may be affected by maintenance, technical problems, hosting issues, security incidents, network failures, or circumstances beyond our reasonable control.
Information provided on SMJAK is generally intended for informational and educational purposes. Your use of the website and reliance on its content is at your own discretion and responsibility.
To the extent permitted by applicable law, SMJAK shall not be responsible for losses or damages arising from reliance on website information, third-party services, external websites, or temporary inability to access the website.
For additional information, please review our Disclaimer .
We may restrict, suspend, or terminate access to certain website features or services where reasonably necessary, including in response to misuse, security concerns, violation of these Terms, or legal requirements.
We may modify, update, suspend, or discontinue any part of the website, including content, features, services, or links, at any time.
These Terms & Conditions may be updated from time to time to reflect changes in our website, services, legal requirements, or business practices.
The updated version will be published on this page. Your continued use of the website after changes are published may constitute acceptance of the updated terms, to the extent permitted by applicable law.
These Terms & Conditions shall be interpreted and governed in accordance with the applicable laws of India, subject to any mandatory legal rights or requirements that may apply.
If you have questions about these Terms & Conditions, please contact us.
Email: contact@smjak.com
You can also visit our Contact Us page.